Prelim Deposit and Loan Origination
From onboarding deposit to credit cards to lending products, Prelimʼs unified platform powers the next generation of banking. Prelim's flexible, open architecture solution delivers a superior customer experience by automating onboarding with pre-built app integrations with existing and next generation cores, fraud, KYC/BSA, disclosure providers, and content management systems. Application intake, processing, underwriting, and account maintenance is easy and intuitive with real-time automation built-in with every product line.
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Real-time, automated onboarding
Prelim automates the onboarding for deposits, credit cards, and loans in real-time so banks and credit unions can deliver firstclass customer experiences while meeting their compliance, risk, and regulatory requirements.
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Support Existing and New Customers
Retain new and existing customers by being able to board accounts. Retarget customers that drop off during the onboarding process to bring them back into the application.
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Online and in-branch
Onboard new accounts anywhere, so you can scale growth and support existing physical branches.
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Out-of-the-Box Fraud Prevention
Audit data points, standardize workflows, and manage risk during account boarding, all within one platform.
Features & Benefits
- Digital deposit, credit card and loan origination One platform for consumer and business banking fully integrated from application through core boarding and file transfers. Automate applications, decisioning, and funding for a faster, more efficient experience.
- Streamlined experience for existing customers and members.
- Integrated with your online banking provider to authenticate existing customers and members and accelerate processing with intelligent data retrieval and streamlined processing.
- Smart underwriting with instant decisioning Deliver instant approvals and customize your underwriting workflows with flexible, automated decisioning logic.
- Multi-channel accessibility Serve customers and members wherever they are—online, mobile, or at the branch.
- Built-in fraud protection Protect against identity fraud with advanced verification tools including biometric authentication, risk analysis, and multi-factor options.
- Actionable insights and reporting Turn real-time insights into origination trends, customer behavior, and operational performance to drive smarter decisions.
How it Works
- Prelim's Quick Connect establishes seamless core integration for real-time data exchanges and boarding to the core.
- Sign our MSA and weʼll work with Fiserv to integrate with your hosted core or directly with your team for on-premise installations.
- Use pre-built application modules or tailor your own journeys, decision-making criteria, and branding to meet your institution's specific needs.
- Our dedicated project management and professional services/engineering teams based in New York or San Francisco, will help get you live in as little as 30 days with Quick Connect.
- Our customer success team with regularly meet with your team post go-live to optimize deposit and credit card and lending journeys using data insights.
Who We Serve Prelim is trusted by financial institutions of all sizes who want to modernize their deposit, credit card and loan origination operations. Our technology is designed to help banks and credit unions compete effectively against digital-first banks and fintechs and meet their customers where they are at.
Why Prelim?
- Most comprehensive from online to in-branch to account maintenance: We have the most respected product in the market today with top Fiserv customers such as City National Bank of Florida, Poppy Bank, and Colony Bank using us today for their digital and in-branch products and services.
- Tailored: Our platform starts where other vendors stop. We tailor each roll-out to your unique brand, strategy, and regulatory requirements and we evolve with your changing product and workflow needs, ensuring long-term success.
- Open and modular: Our architecture is built so you can connect any API/SDK now or in the future or use our pre-built integrations to your core and 20+ systems.
- Assume control: Make product, rate, workflow, and decisioning rule updates without needing to sign an SoW or wait on a vendor. Copy changes, questions, and field requirements are controlled using a drag and drop editor so you can take control at any time.
- Quick Connect advantage: Get up and running in as little as 30 days with our streamlined core integration.
- All-in-one-solution: Unified platform eliminates the need for multiple disconnected systems, combining deposits, credit cards and loans.
- Version
- 2023.3
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- Business Analytics
- Compliance
- Fraud Prevention
- Digital Account Opening
- Loan Origination
- Deposit Origination
- Consumer Banking
- Real-Time Core Integration
- Automated Underwriting
- KYC Underwriting
- Omnichannel Banking
- Banking Automation
- Account Opening Platform
- Core Banking Integration
- Fintech
- Digital Lending
- Member Onboarding
- Credit Union Technology
- Bank Technology
- Digital Transformation