AppMarket Frequently Asked Questions

For Financial Institutions

Get AppMarket Apps

What is the AppMarket?
Explore and get fintech solutions pre-integrated with Fiserv that grow deposits and personalize experiences.
How do I get it?
Search AppMarket for apps that interest you. Select Contact me to have the fintech provide more information. Select Implement when you want Fiserv to connect the app. Start with the Featured apps or choose your Platform, a Category, or free form Search from the top menu.
What are the costs?
  • Apps listed in AppMarket are provided by third-party fintechs; their price is not listed in the AppMarket. When monthly usage exceeds 50,000 API transactions per month Communicator Open legal schedule fees apply.
  • Premium apps (those with the Quick Connect badge) have no Fiserv implementation fee when your account processing platform is hosted by Fiserv. For account processing platforms hosted on the Financial Institution’s premises there may be a connectivity fee for the first app connected.
  • Plus apps have a Fiserv implementation fee typically half the cost of implementing an app not listed in AppMarket.
How do I create an account?
Choose Contact me for an app, get communicator open, or Create Account.

Communicator Open

What is Communicator Open?
A services framework providing universal APIs. Apps using these APIs can exchange information with six account processing cores. If Communicator Open is listed under Requirements on an app’s AppMarket page, it uses those APIs.
What platforms does Communicator Open Support?
  • Currently: Cleartouch, Finxact, Premier, Precision, Signature.
  • Coming Soon: Portico, DNA, CoreAdvance*.

*Premier serves as the foundation of CoreAdvance. Communicator Open is compatible with Premier and consequently CoreAdvance. As Core Advance matures and gets new functionality beyond the current Premier, Precision, and Cleartouch – Communicator Open will keep pace.

Why use apps requiring Communicator Open?
Extend platforms with fintech apps via universal APIs to grow deposits and personalize experiences.
How to get Communicator Open?
  • Select Contact me on an app page in AppMarket to be contacted directly by the app’s company. If you decide to buy, your Fiserv relationship manager is notified to get you a Communicator Open schedule.
  • Select Get Communicator Open to integrate an app not listed in the AppMarket, or to build your own. Your Fiserv relationship manager is notified to get you a Communicator Open schedule and a custom integration professional services work order or an environment setup work order.
What are the implementation fees?
  • AppMarket Apps are purchased directly from the fintech company that made the app.
    • Premium apps listed as Quick Connect have no Fiserv implementation fee if your account processing platform is hosted by Fiserv or if it is hosted on your premises and you already have another app using Communicator Open. For on premises clients Managed Network Services project for network connectivity may also be required.
    • Plus apps have a fixed fee: $60k for ASP Clients, $70k On Premise Clients & Managed Network Services project for network connectivity may also be required.
  • Custom integration of app not listed in AppMarket: there is a fixed fee: $140k. Consider inviting a fintech whose app you are interested in to join the AppMarket and become a Premium or Plus app to reduce or eliminate Fiserv implementation fees.
  • Environment setup to build your own apps; there is a fixed fee: $60k.
  • AppMarket Apps are purchased directly from the fintech company that made the app.
    • Premium apps listed as Quick Connect have no Fiserv implementation fee if your account processing platform is hosted by Fiserv or if it is hosted on your premises and you already have another app using Communicator Open. For on premises clients first app there is a fixed fee. Login to view.
    • Plus apps have a fixed fee. Login to view.
  • Custom integration of app not listed in AppMarket; there is a fixed fee. Login to view.
  • Environment setup to build your own apps; there is a fixed fee. Login to view.
In House / On Premises network connection required?
Network analysis is required for clients with their account processing platform located On Premises. It is initiated by their Fiserv Relationship Manager as an FTS ticket for bandwidth analysis to confirm the bandwidth available. A client with their account processing platform located On Premises probably has enough bandwidth to handle AppMarket apps if they already have any of these products: Notifi, Zelle, Checkfree, or Director with Fiserv.
What are Fiserv's plans for Communicator Advantage end of support and end of life?
Communicator Advantage is the SOAP API predecessor to Communicator Open REST APIs. Fiserv currently has no end of support and end of life plan for Communicator Advantage. Clients with Communicator Advantage would be notified through Client360 at a time when a plan is created.

For Fintechs

Getting Started

How do I get access to Fiserv's APIs?
Sign up for free at Developer Studio. Use the Banking Hub workspace for live API testing. Select API Explorer in the left panel shows every API with documentation for Fiserv account processing platforms and each one with the schema, request, and response.
What is the difference between Developer Studio and AppMarket?
Developer Studio offers free API access for development. AppMarket offers plans with dedicated environments, validation, and sales tools.
What technical support does Fiserv offer?
  • Free: Developer Studio Banking Hub workspace access to shared account processing platform to make API requests and receive responses; full API documentation. No technical support.
  • Paid: AppMarket Banking Hub Connection Plan access to dedicated account processing platform, 16 hours of subject matter expert API integration support and assigned project manager. Additional hours can be purchased in 40-hour increments. If you have a paid plan and no remaining hours, issues are reported via ticketing system.
What is the typical onboarding timeline?
Fastest if you've already built or tested your app with the free APIs. Otherwise, 2-4 months post-purchase of a plan.

Evaluating a Fiserv Partnership

Do Fiserv’s APIs meet my app’s needs?

Review API docs in Developer Studio’s Banking Hub. Create a free workspace to get an access key; use postman to test API transactions. Build your integration. A partnership with Fiserv is not necessary for you to sell your app to Financial Institutions who pay Fiserv for the connection to your app.

What to evaluate for a Fiserv partnership?
  • Market: Number of Financial Institutions using Fiserv account processing platforms supported by Banking Hub and how to effectively reach them.
  • Pipeline: AppMarket listing impact on awareness and acquisition cost.
  • Price: Higher customer fees without partnership. Compare plan costs to business goals.
  • Promotion: Value of Fiserv validated integration and faster setup for customers.
How to evaluate the type of partnership: none, limited or full?
Your Company Your Customer
Partnership Purchase Type listed in AppMarket Fiserv Fees Implement
None None Not listed $140k custom integration 5-6 months
Limited Monthly Connection Plan Plus (validated) $60k Hosted or $70k On Premises 2-4 months
Full Monthly Connection & Distribution Plans and onetime $8k / bank environment Premium (validated) None if Fiserv Hosted or if On Premises and already has a Communicator Open connection 1 month
Your Company Your Customer
Partnership Purchase Type listed in AppMarket Fiserv Fees Implement
None None Not listed Custom Integration; Login to view. 5-6 months
Limited Monthly Connection Plan Plus (validated) Plus apps have a fixed fee. Login to view. 2-4 months
Full Monthly Connection & Distribution Plans and onetime $8k / bank environment Premium (validated) None if Fiserv Hosted or if On Premises and already has a Communicator Open connection 1 month
How to sell my app without a Fiserv Partnership?

Sign up for free at the Developer Studio. In Banking Hub use the Workspace for live API testing. Sell your product to a bank. The bank will contact their Fiserv Relationship Manager for a Custom Integration, or the Bank will select Contact us for Custom integrations. See How to evaluate the type of partnership: none, limited or full for custom integration pricing where the fintech has no partnership.

How to start a Fiserv partnership?

For free Create Account in AppMarket. Fiserv vets via LexisNexis using D&B and FEIN. Log in, explore Banking Hub Connection plan, and meet the partnership team.

Can I get API usage support?

Create Account in AppMarket, Log into AppMarket, purchase a Banking Hub Connection plan includes continuing expert technical services consultation support. Discuss use cases and questions with assigned Fiserv project manager and Fiserv solution specialists.

Plan Options & Costs

What are the fintech options for integrating with banks?
How do apps get listed in AppMarket?

For free Create Account in AppMarket and meet the partnership team. Then purchase a Banking Hub Connection plan

Have Fiserv validate how the app uses the APIs to be listed in AppMarket. Validated apps are listed in AppMarket at no additional cost.

What are the Connection and Distribution plan benefits?
  • Connection: Includes test core and integration hours. When Fiserv validates how your app uses the APIs, you'll be listed in the AppMarket as a Plus app. Bank connections are free to you, but the bank pays for a 200-hr SOW. Each bank is connected in 2–4 months.
  • Distribution: Fiserv validates how you app uses the APIs, then you’ll be listed in the AppMarket as a Premium (Quick Connect) app, 2 included bank connections, and thereafter $8k/env to you. Each bank connects in 30 days. If the bank’s platform is hosted by Fiserv, the bank pays nothing to Fiserv.
Why get a Banking Hub Connection Plan?
It includes your own subscribed dedicated Premier account processing platform on which you can put your client’s data empowering you to diagnose your client’s inquiries. For a Financial Institution client to get your app as either the Premium or Plus type, you must have a platform matching the client’s one so you can provide support, and Fiserv must have validated your app for that platform type. Performance test up to 100 API transactions per minute per App. Volume test up to 500,000 API transactions per month. You have the option to add validation as a Plus app and other Fiserv account processing platforms for a fee.
Why get an AppMarket Distribution Plan?
With it your customers don’t need API keys from Fiserv instead access to your bank customer’s environments is added to your keys. So, the bank doesn’t pay Fiserv. Your bank customers can use up to 5,000,000 transactions per month. In aggregate, if they go over you’ll be charged $400 for every 1,000,000 transactions. Your bank customers can use up to 3,000 API transactions per minute. It includes the first two bank implementations. Thereafter you’ll be charged one-time $8,000 for bank environment implementations. It includes validating your app as a Premium Quick Connect app and validating improvements you make to your app every year. You have the option to add validations for additional account processing platforms by adding 80-hr of Technical Services one-time to your Banking Hub Connection plan. Volume discounts apply.
Can we defer the $3,500/month Connection fee?
Invoicing begins the month after purchase. You can build for free first.
Are discounts available?
Yes - volume discounts apply.
Reasons for the Costs

It is $140k for a custom integration and $60k for Plus app if your core is hosted by Fiserv and $70k if your core is on-prem.

  • ½ the work/cost of a custom integration is validation of how APIs are being used.
  • ½ the work/cost of a custom integration is setting up a Communicator Open environment

With a Plus app:

  • How the APIs are setup and used and info the fintech needs setup that comes from the bank has already been documented and validated. So that half the cost goes away.

With a Premium app:

  • The setting up of the Communicator Open environment was done and given to the Fintech (which they pay for in their Distribution plan) instead of done and given to the bank. So the other half the cost goes away.
How to see Fiserv contract details?

To see the contract details in DocuSign, log into AppMarket – My Account – Dashboard – Explore Tab – Banking Hub Connection – Configure your plan

Validation & AppMarket Listing

How do I choose between a Premium or Plus validation?
What are the validation steps?
  1. Create Account for AppMarket and Fiserv will contact you, discuss your partnership needs, approve you company for purchases.
  2. Log in to AppMarket – My Account – Dashboard – Explore – purchase a Connection plan. On Apps tab – Create App entering your app name, IP Ranges, DPoP - receive Integration key to your dedicated account processing platform - Take Survey supplying all APIs being used by your app. Incorporate the Integration key to your app. A Fiserv Project Manager will contact you to meet and discuss all the steps.
  3. Demonstrate to Fiserv in a meeting that your app has been built and integrated to your dedicated account processing platform with the Integration key and Fiserv API experts approve your solution to start validation.
  4. Log in to AppMarket – My Account – Dashboard – Apps tabSubmit the Validation Checklist (API request details) Fiserv Project Manager will contact you to meet and discuss the validation. Fiserv Implementation provides a Validation Key.
  5. Incorporate the Validation key to your app. A Fiserv Project Manager will contact you to meet Fiserv API experts to review API requests and responses. Fiserv API experts review the logs. Validation completes when responses meet expectations. Fiserv approves your validation and creates a Welcome Letter for your customers to provide configuration data. App is listed in AppMarket after you review the letter.
How is my AppMarket product page set up?

During validation, provide content for a test page. Post-validation and Welcome Letter approval, the page is published.

Sales & Marketing

How are sales leads handled?
  1. “Contact Me” in AppMarket sends email to your team and creates an Opportunity for Fiserv Relationship Manager.
How do banks get my app listed in AppMarket?

Bank employees interested in your app should go to AppMarket, select your product page, then select Contact me. AppMarket notifies:

  • The bank employee stating your company will contact them.
  • Your company personnel with an AppMarket Account and who had selected to receive emails to sell your product to the bank employee.
  • The Fiserv relationship manager assigned to that bank to assist in closing the sale.
  • The Fiserv contracts team to give the Client Authorization Appendix to the Fiserv relationship manager for the bank employee to sign agreeing they want to share information with your company.

The Contact me button when selected immediately becomes the Implement button which the bank employee should select when ready for Fiserv to make the connection. After the bank signs the Client Authorization Appendix, Fiserv sends your Welcome Letter to the bank to collect their configuration settings needed to integrate your app. When the bank returns those answers your app is connected to the bank.

Will Fiserv support sales efforts?
  • Yes. You may also be invited to the Communicator Open Focus Group or invited by Fiserv relationship managers to groups run by financial institutions.
How do I get a product page in AppMarket?
  • After validation, send your logo, description, website link, video (optional), tags, and category. A sample: Example Page

Technical Details

What environments are supported?
  1. Premier, Precision, Cleartouch, Finxact, Signature. DNA is coming soon. Portico early 2026.
Is XP2 supported?
Need help with DPoP or keys?
  • A Fiserv Project Manager will assist you with setup and integration keys.
Can we get API enhancements?

If you create an AppMarket account, are approved, and logged in, select Resources – Communicator Open Information – Submit idea. The roadmap is informed by your submissions and votes. If you have an open Fiserv project, inform you Fiserv project manager.

Data, Compliance & Support

Can we access bulk data?
  1. Only via the bank using Cognos or Business Analytics tools. Fiserv can assist via professional services.
Are there compliance requirements (SOC 2, etc.)?
  • Only during validation. Additional due diligence is handled through Fiserv’s ControlPoint process if requested.
Is support included?
  • Free: Developer Studio website documentation provided. Cannot submit questions.
  • Connection Plan: 120 hours / year technical integration services.
  • Distribution Plan: Unlimited production issue support.

Bank-Side Info

What options does a bank have to connect our app?
  1. 400-hr SOW
  2. 200-hr SOW (if Plus App)
  3. No SOW (if Quick Connect App)
What are the bank costs with our Distribution plan?
  • None, if Fiserv hosts their account processing platform. Also, none if the Financial Institution’s account processing platform is on their premises and they have previously connected any app using Communicator Open. If their account processing platform is on their premises and they have not previously connected any app using Communicator Open, fees apply.

For DNA

Overview Questions

What is the AppMarket?
The AppMarket is a public, online marketplace for collaborative innovation where Fiserv clients can purchase apps to extend their core platform. It’s also a forum that allows developers to promote and sell their apps to the client community as well as spur interaction among clients, partners, and independent developers. The market is publicly accessible, available for anyone to browse. We want to make the sharing of ideas and innovation simple.
How are DNAapps created?
DNAapps are created by Fiserv developers, DNA users, DNA resellers, third-party vendors, and independent developers using the DNAcreator software development kit (SDK). All DNAapps are validated by Fiserv before being placed on the AppMarket to ensure they meet the same rigorous quality, safety, and stability standards applied to our own Fiserv-developed DNAapps.
Why did Fiserv create the AppMarket?
We want our clients to have the flexibility they need to continue to be successful. Our global industry changes quickly. With increasing demands from regulators on the one hand and consumers and small businesses on the other, financial institutions must adapt or risk losing clients. DNAcreator and the AppMarket promote the development and distribution of quick and efficient solutions, enabling banks and credit unions to differentiate themselves in the market, lower their development costs, speed up their enhancement timelines, and improve overall business processes.

Sales Questions

What is the difference between the "License Price" and the "Data Center Monthly Price"?
Data Center clients can select either the "License Price" or "Data Center Monthly Price" when purchasing the Paid Version of most apps. If you select the "License Price", you will be invoiced a single one-time License Fee as well as an annually recurring maintenance fee. If you select the "Data Center Monthly Price", a single monthly charge will be added to the regular monthly invoice you already receive from Fiserv for DNA and many of your other Fiserv solutions. The "Data Center Monthly Price" enables data center clients to spread the cost of a DNAapp out over the course of their DNA contract and consolidate their billing. The only difference between the "License Price" and the "Data Center Monthly Price" is the way your FI is invoiced - the software and the way it is installed is the exact same. Data Center pricing is not offered on all apps, however the app may still be available for Data Center client use.
What payment methods are acceptable for the license of an app?
The only method of payment currently supported is an SPO from an authorized purchaser within your institution. Fiserv will send you an invoice for the purchase transaction.
Will I pay maintenance on the apps I purchase on the AppMarket?
Yes, a flat annual 20% maintenance charge will be included in your license purchase for all apps purchased on the AppMarket. This is a fee that is invoiced annually after your purchase.
What are the terms and conditions required at check-out?
A checkbox at the time of checkout is used for the customer to approve/acknowledge that Fiserv will associate this purchase to the FI's Core agreement through our normal SPO process. The Master Service Agreement name, number, and date executed will be displayed in the terms and conditions. The maintenance charge, however, will be a flat 20% for all apps purchased on the market regardless of what the FI's core agreement mentions.
What is the app delivery options?
In-house clients can download DNAapps directly from the AppMarket. You will need to ensure your email servers are configured to accept emails from the AppMarket to receive the product delivery link and authorization key. When a data center client orders an app, an Inquiry is created and routed to the data center team to install the app into the client's test or production environment depending on the app version selected by the client. Data Center clients can purchase their own Test Environment if they do not already have one to test DNAapps prior to purchase and production installation.
Can I save apps in my shopping cart?
Yes. If you are logged in and have apps in your cart, they will be stored so the next time you log back in you can complete the transaction.
How do discount codes work?
You must be logged into the AppMarket when applying the discount code.
Can I use Blocks of Service Hours or Software Blocks to purchase apps?
DNAapps developed by third-party developers cannot be purchased using Blocks. It may be possible to purchase Fiserv-developed apps using blocks; you should contact your Client Partner for more information.
Can I use my Flex Credit to purchase DNAapps?
Generally yes, but flex credit terms can vary by client. Typically, flex credits can only be applied to DNAapps developed by Fiserv (as opposed to DNAapps developed by DNA clients, partners, and resellers) and will only be applied to the license amount (as opposed to the maintenance amount). Data Center clients must purchase the license version of the app - the flex credit cannot be applied to the monthly billing option. To use your flex credit, purchase the DNAapp normally at full price via the AppMarket and forward the order confirmation to your Client Partner asking that your flex credit be applied. Your Client Partner will work with our billing department to ensure the credit is applied to the license amount. Please verify your flex credit terms and available balance with your Client Partner before purchasing as DNAapp purchases are not refundable.
We no longer need the app, how do we stop billing for it?
A CPO needs to be processed to stop billing; please work with your Client Partner for this request.

Support Questions

Who supports DNAapps?
Fiserv provides Tier 1 support for every app. Depending on the app, the app's developer may provide additional support that is coordinated through Client Services. No matter the app, contact Client Services for assistance and we will help you resolve your issue.
How do I install a DNAapp?
If you are an In-House client, follow the installation instructions available within the "DNAapp" section of the DNA Help files. These files are available on the Extranet - sign-in required. If you are a Data Center client, an Inquiry will automatically be created when you order a paid version of an app and routed to the Data Center team for installation. Data Center app installation typically takes two weeks, but this can vary depending on the complexity of the app, inquiry load, and the responsiveness of the client and/or third-parties in the event the app requires client input or third-party integration. Please check Client 360 to track app installation status or contact your Service Partner. Please note, if you purchase a DNAapp, the Data Center will install it in your production or test environment. We encourage you to test all apps in your test environment before installing in production.
How do I report app defects or request an enhancement?
All apps are validated by Fiserv to identify and correct defects before apps are made available to clients. Should you identify a defect, or would like to request an enhancement, submit an Inquiry the same way you would for other Fiserv products. You should not use Idea Portal at this time to request enhancements to existing DNAapps. You should use the Idea Portal to request new apps for our developer community.
How are AppMarket users authenticated?
Only authorized users are granted access to make purchases. Your Client 360 administrator must submit a Client 360 Inquiry to request an AppMarket account for users at your financial institution.
Is the AppMarket password protected?
Anyone can browse the AppMarket; however, a user account and password are required to purchase and download apps, as well as post reviews and access version updates.
How can I reset my password?
If you forget your password, there is a self-service option to reset it. If you need support, please open a Client 360 Inquiry.
Where is my 'Authorization Key'?
Auth Keys are required for installing DNAapps into your environments. Auth Keys are generated each time a purchase transaction is executed. The auth key is included in the order confirmation email clients receive after each successful order. If you do not receive a confirmation email immediately after ordering a DNAapp, check your spam folder. If it is not there, make sure your email servers are configured to accept messages from the AppMarket. If you still cannot locate the email, please see "What do I do if I do not receive the order email containing the product download?" answer below.
How do I get a refund for an App that I purchased and would like to return?
Cancellation policy is as follows: If cancelled within 90 days from the purchase date you will receive credit for fees paid, with the exception of any implementation fees. If canceled after the 90 days there will be a cancelation fee equivalent to one year of billing from the date of cancellation for either annual maintenance or monthly fees, whichever applies.
How can I access apps downloaded by my Financial Institution?
You can access all apps downloaded by your FI irrespective of the specific user who had executed the purchase. The link to download app can be found under ‘My Downloadable Products’. Log into the AppMarket, navigate to “My Account” (located in the upper right corner), click on “My Downloadable Products”, locate the updated app and click on ‘Download’ link.
How do I get the updated version of an app that I have purchased?
Occasionally, apps are updated to fix defects or add new features. Version information is available on the "Requirements" tab of every app as well as in each app's User Guide. Every client who has downloaded a Paid Version of an updated app and opted in for publications will receive a notification with instructions on how to access the updated version after the update has been posted to the market. If you are an in-house client who has purchased this app, follow these steps to download the most recent version: Log into the AppMarket, navigate to “My Account” (located in the upper right corner), click on “My Downloadable Products”, locate the updated app and click on the grey “Paid Version” link in the TITLE column, the DNAx file will download to your machine. If you are a data center client who has purchased this app, please open an Inquiry in Client 360 (including the production authkey) requesting the installation of the updated version of the DNAapp. To obtain the authkey, log into your account and navigate to My Downloadable Products > select the Production order for the app, the authkey will be displayed on the order. If you have already purchased the PAID version of the DNAapp: You should NOT execute another purchase transaction to obtain the updated product download. Follow the steps above based on your DNA deployment type. Do not buy the app again! You will be invoiced a second time. The authorization key you received when you first purchased the product will permit installation of the updated app to your production environment.
What release level do I need to be on to purchase DNAapps from the market?
DNAapps will work for the latest releases of DNA.
What happens to DNAapps when I install a new DNA release or system update?
DNAapps are designed to be forward-compatible with new releases of DNA. Nevertheless, Fiserv best practice recommendation is that you test your DNAapps in your test environment prior to installation with every new release of DNA.
What do I do if I do not receive the order email containing the product download?
You should confirm your email servers are accepting emails from appmarketoperations@appmarket.fiserv.com and not being filtered as spam to ensure receipt for future purchases transactions. The AppMarket allows you to view your purchase transactions and retrieve the product downloads along with authorization keys from the “My Account” page. Follow these steps to locate your product orders: Log into the AppMarket, click on “My Account” located at the top of the page, click on “My Orders” located in the menu on the left, locate the order and click on “View Order”, the link to the product download and the authorization key is available in the “Items Ordered” section. For purchases, the authentication key will also be displayed in your account view. In the event this information is not present within the AppMarket, please contact Client Services at 1-888-443-5767 or open a Client 360 Inquiry.
AppMarket Notifications
To receive notifications for new apps published on the AppMarket, set your notification preference in Client 360. Simply log into Client 360 and access your profile, edit profile, set your ‘Product Preferences’ on the ‘Portal Information’ tab. (Access client 360 resources for any further assistance on profile settings)

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