Overdraft Privilege Maintenance

Overdraft privilege (ODP) information and maintenance options of a checking account are presented in several locations and formats in DNA®. Significant time and knowledge are required for a user to collect ODP account information and/or provide maintenance to ODP options of an account. The Overdraft Privilege Maintenance DNAapp consolidates this information into a single screen to save time and better serve customers/members.

Benefits

The Overdraft Privilege Maintenance DNAapp provides all ODP related information and maintenance options for a given account on a single new screen. The newly created ODP Maintenance screen is available under both Deposit Account Maintenance and Relationship Profile menus. It provides not just a centralized location for a financial supervisor to manage ODP options, such as ‘In OD Program’ and ‘Reg E OD Opt In’, but also an ideal tool for frontline personnel to quickly browse an account’s ODP information including available balance, draw accounts and their balances, max overdraft allowed amount, and total funds for transactions.