Deposit and Loan Origination
MANTL empowers banks and credit unions to grow strategically, operate more efficiently, and deliver exceptional customer experiences. Our best-in-class digital origination platform unifies consumer and business banking—bringing loan and deposit origination together into one seamless, fully integrated solution.
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Faster, smarter origination
Let consumers and members open accounts and apply for loans in minutes with automated KYC, underwriting, and real-time funding.
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Drive Growth
Boost conversion rates, increase average initial funding, and reduce fraud with a user-friendly experience.
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Automated risk management and compliance
Built-in fraud detection, adaptive due diligence, and automated decisioning help you stay compliant and secure—without added overhead.
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Built for relationship banking
Equip branches, call centers, and relationship managers with intuitive tools to deliver high-touch service at scale.
Key Features
● Unified digital account and loan origination
One platform for consumer and business banking—fully integrated from intake through core booking. Automate applications, decisioning, and funding for a faster, more efficient experience.
● Fast path for returning customers and members
Pre-fill applications and accelerate processing with intelligent data retrieval and smart defaults.
● Automated underwriting with real-time decisioning
Deliver instant approvals or customize your underwriting workflows with flexible, automated decisioning logic.
● Omnichannel
Serve customers wherever they are—online, in-app, at the branch, or via call centers and relationship managers—with a consistent, intuitive experience.
● Embedded fraud mitigation
Protect against identity fraud with advanced verification tools including biometric authentication and multi-factor options.
● Comprehensive Reporting and Analytics
Turn real-time insights into origination trends, customer behavior, and operational performance to drive smarter decisions.
How it Works
1. MANTL connects seamlessly with Fiserv cores for real-time data sync and core booking.
2. Customize workflows, decision-making criteria, and branding to meet your institution's specific needs.
3. Go live in as little as 90 days for select core banking systems.
4. Optimize deposit growth and lending plans using data insights.
Who We Serve
MANTL is trusted by 110+ banks and credit unions of all sizes who want to modernize their account and loan origination operations. Our technology is designed to help financial institutions compete effectively against digital-first banks and fintechs.
Why MANTL?
1. Institutions utilizing MANTL experience up to a 60% reduction in account opening times and a considerable rise in deposit growth.
2. A unified platform eliminates the need for several unconnected systems. MANTL combines deposits and loans to provide a smooth banking experience.
3. Designed to enhance relationship banking and drive growth.
4. The high degree of automation and streamlined workflows enable your existing team to generate more deposits and revenue per employee.
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- 2025.1
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